Legal Disclaimers, Terms of Use, and Privacy Policy 
 
Disclaimers
General Disclaimer
Our content is provided for informational purposes only and does not constitute legal, financial, or professional advice. While we strive for accuracy, we make no warranty as to the completeness, reliability, or suitability of the information. You should seek professional guidance before making any decisions based on this material.
 
Insurance-Specific Disclaimer
Insurance products, terms, conditions, and pricing vary by state, carrier, and individual circumstances. Coverage descriptions are summaries and not a substitute for the actual policy documents. Please refer to your policy contract and discuss with your agent or carrier for precise terms and exclusions.
 
External Links and Endorsements
We may provide links to third-party websites or resources for convenience. These links do not imply our endorsement of any content, product, or service. We are not responsible for the accuracy, privacy practices, or any material on external sites.
 
Terms of Use
Acceptance of Terms
By accessing or using our website and services, you agree to comply with and be bound by these Terms of Use. If you do not agree, please refrain from using the site or our services. Your continued use constitutes acceptance of any future modifications.
 
Permitted Use
You may use our site and downloadable materials for personal, non-commercial purposes only. Any unauthorized reproduction, distribution, or modification of content is strictly prohibited. Commercial use requires our express written consent.
 
Intellectual Property
All content, graphics, logos, and software on this site are the property of the agency or its licensors. You may not copy, reproduce, or create derivative works without prior written permission. All trademarks and registered trademarks remain the property of their respective owners.
 
Limitation of Liability
To the fullest extent permitted by law, the agency and its affiliates are not liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of the site or reliance on its content. Our total liability is limited to the amount you have paid, if any, for accessing our services.
 
Governing Law
These Terms of Use are governed by and construed in accordance with the laws of the state in which our main office is located. Any dispute arising under these terms shall be resolved exclusively in the state or federal courts serving that jurisdiction.
 
SMS Terms & Conditions
“SMS opt-in or phone numbers for the purpose of SMS are not being shared with any third party and affiliate company for marketing purposes.”
 
Information (Such as Phone Numbers) obtained as part of the SMS consent process will not be shared with third parties for marketing purposes.
 
If consent has been given to receive text messages from Legacy Insurance, messages may be received related to the following:
  • Message frequency may vary. You may receive up to 3 SMS messages per week regarding your appointments or account status. You may receive up to 2 SMS messages per week regarding marketing and customer care related statuses. 
  • Standard message and data rates may apply, depending on the carrier’s pricing plan. These fees may vary if the message is sent domestically or internationally.
  • Opt-in to receive SMS messages from Legacy Insurance can be done in the following ways:
By submitting an online form or messaging us first
  • Opting out of receiving SMS messages can be done at any time by replying “STOP” to any SMS message received. Alternatively, direct contact can be made to request removal from the messaging list.
  • For any issues, reply with the keyword HELP. Alternatively, help can be obtained directly from us at info@insurewithlegacy.com
    Additional Options:
    If SMS messages are not desired, the SMS consent box on forms can be left unchecked.
Modifications
We reserve the right to modify or update these Terms of Use at any time. Changes will be effective upon posting. It is your responsibility to review the terms periodically; continued use after changes constitutes acceptance.
 
Contact Information
For questions about these Terms of Use, please contact us at:
Phone: 954-420-7474
 
Privacy Policy
Information We Collect
We gather personal data you provide when requesting quotes, filing claims, or setting up accounts. This may include:
  • Name, address, email, and phone number
  • Driver history, vehicle details, and property information
  • Payment details and billing records
We also collect non-personal data through website analytics tools to improve user experience.
 
How We Use Your Information
Your data is used to process insurance applications, manage policies, and handle claims. We may also use it to:
  • Communicate important updates and marketing offers
  • Improve our products and services through analytics
  • Comply with legal and regulatory requirements
We do not sell your personal information to third parties for their marketing purposes.
 
Information Sharing
We share personal information only with:
  • Insurance carriers and reinsurers for underwriting and claims processing
  • Service providers who help operate our business (e.g., IT, payment processors)
  • Legal and regulatory authorities when required by law
All partners are contractually obligated to protect your data.
 
Cookies and Tracking
Our website uses cookies and similar technologies to enhance functionality, remember preferences, and analyze trends. You can manage cookie settings through your browser, but disabling cookies may limit site features.
 
Data Security
We implement administrative, technical, and physical safeguards to protect your information. Access is limited to authorized personnel, and data transmissions are encrypted. However, no method of transmission over the internet is 100% secure.
 
Children’s Privacy
Our services are not directed at children. We do not knowingly collect personal data from minors. If you believe we have inadvertently collected such information, please contact us for deletion.
 
Policy Updates
We may update this Privacy Policy to reflect changes in our practices or legal requirements. Revised policies will be posted with an updated effective date. Your continued use constitutes acceptance of those changes.
 
Contact Information
For privacy-related inquiries or to exercise your data rights, reach out to:
 
Website Accessibility
Accessibility Commitment

Legacy Insurance Enterprises, Inc. is dedicated to making our online services usable and accessible for all individuals, including those with disabilities. We have devoted meaningful time and resources toward improving the accessibility of our website because we believe everyone deserves to navigate the web with dignity, independence, comfort, and equal opportunity.

Website Accessibility Features

Our goal is to provide an online experience that is easy to use for all visitors. Legacy Insurance Enterprises, Inc. has taken ongoing steps to enhance accessibility throughout the site, and we remain committed to continuing these improvements as new standards and technologies evolve.

Using the Accessibility Tools

You can open our accessibility menu at any time by selecting the accessibility icon located in the bottom-left corner of the website. After clicking the icon, please allow a brief moment for the menu to fully load and become available.

Ongoing Efforts & Disclaimer

Legacy Insurance Enterprises, Inc. is continually working to enhance the accessibility of our digital content. We consider it our shared responsibility to ensure that individuals with disabilities can use our site without barriers.

While we strive to keep every page and feature in full alignment with current accessibility standards, certain portions of the site may not yet meet all guidelines. This could be due to limitations in available technology or the need for additional adjustments that are still in progress.

Need Assistance?

If you encounter any difficulty accessing information on our website or need support using any part of the site, please reach out to us during normal business hours. We are here to assist you and will do everything we can to provide the help you need.